Sometimes a little extra goes a long way, maybe all the way to unlocking the front door of your new home. Imagine what you could do with a WSECU 欢迎回家补助金.
Applicants may receive up to 5% of a home’s sale price, 不超过$10,000, to use for a down payment.* And because the funding is granted, you won’t have to pay it back.
Begin by scheduling an Appointment with our homeownership counselor. We’ll answer your questions and walk you through the grant application process and the home-buying process.
Eligibility requirements include:
For questions and further details on requirements, please consult a homeownership counselor.
Our application process is meant to be as simple and helpful as possible, and we’ll be there to guide you through it.
1
安排约会
Talk with a homeownership counselor to discuss the grant process and eligibility requirements.
2
参加定向
Attend a virtual or in-person WSECU 首页buyer Orientation.
3
获得证书
Choose and complete one of three virtual or in-person homebuyer education courses.
Must be a WSECU member to participate prior to loan funding. Not everyone will qualify for membership.
The home loan must fund with WSECU.
Grant may only be applied once to an eligible mortgage/property, regardless of number of applicants.
所有联邦, 状态, and local taxes imposed on the acceptance of a grant are solely the responsibility of the applicant. WSECU will issue an IRS Form 1099-MISC or W-2 to an applicant where a Form 1099-MISC or W-2 is required by applicable law. Applicants should consult their own accountant(s) or tax advisor(s) to determine tax implications, 如果有任何.
Down payment assistance programs may not be available in your area.
Credit and collateral are subject to approval. 条款 and conditions apply. Programs, rates, terms and conditions are subject to change without notice.
Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.
